WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT:
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number
- Employment information
- Account balance(s)
- Income
- Assets
HOW:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PenFed Realty, LLC chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES PENFED REALTY SHARE? | CAN YOU LIMIT THIS SHARING? |
For our everyday business purposes,such as to process your transactions, maintain your account(s) respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
For our marketing purposes, to offer our products and services to you. | Yes | Yes |
For joint marketing with other financial companies. | No | We don't share |
For our affiliates' everyday business purposes; information about your transactions and experiences. | No | We don't share |
For our affiliates' everyday business purposes: information about your creditworthiness | No | We don't share |
For non-affiliates to market to you | No | We don't share |
NOTE:
- To limit our sharing, please call 866-225-5778 (our menu will prompt you through your choices) or visit us online at midatlantic.agentfire3.com/contact/
- If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.
- When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
- All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
- Questions? Call 866-225-5778 or go to penfedrealty.com/contact/
OTHER IMPORTANT INFORMATION
WHO WE ARE
WHO IS PROVIDING THIS NOTICE?
PenFed Realty, LLC
WHAT WE DO
HOW DOES PENFED REALTY, LLC PROTECT MY PERSONAL INFORMATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
HOW DOES PENFED REALTY, LLC COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you:
- Apply for a lease
- Provide employment information
- Provide income information
- Apply for property management
- Give us contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
WHY CAN'T I LIMIT ALL SHARING?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?
Your choices will apply to everyone on your account.
DEFINITIONS
- Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates: Companies not related by common ownership or control. They can be financial or non-financial companies.
- Joint marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.